Employee Bank Discounts

Employee Accounts & Bank Services

The Bank offers employees certain discounts on some Bank services.  Please contact the Human Resources Department for details of any discounts or services currently available. The following outlines waiver of charges* or discounts for the following accounts and services provided to our employees:

Monthly minimum balance maintenance charges* will be waived on the following types of accounts if minimum daily balances are not maintained.  This means that for each of these products, the employee will not be subject to minimum balance requirements to avoid monthly maintenance fees and, other fees such as Foreign ATM and POS fees (excluding ATM owner surcharge fees).

NOTE:  Limited to two (2) accounts per class and employee’s name must be primary or the Tax select on each account.

  • Savings (Passbook/Statement Account)
  • Money Market
  • Now/Checking

The following charges* will be waived:

  • Deluxe Check Printing Fees for most single style checks
  • Additional supply of micro encoded deposit tickets
  • Stop Payment on Checks/EFT Debits

The following charges will be waived:

  • Account Title Changes
  • Lost ATM Card or ATM/Debit Card Replacement
  • Network ATM/POS charges on employee-coded accounts
  • Smallest size Safe-Deposit Boxes (subject to availability), otherwise ½ off next smallest size – limited to one (1) box
  • Official Bank Checks
  • Wire Transfers – outgoing or incoming (note: $10 charge applies to outgoing CXI foreign wires)
  • An Unsecured Line of Credit (LOC) of up to $500 is available for an Apple Bank checking account. You must be an employee of the bank at the time of the application and do not need to go through a credit check process.
  • LOC Annual Percentage Rate is currently 14.5%
  •  Completed applications must be returned to hrgeneralists@applebank.com